FDIC List of Problem Banks Surges, Putting Reserve Fund at Risk - Bloomberg.com:
"The U.S. added 111 lenders to its list of “problem banks,” a jump that suggests rising bank failures may force the Federal Deposit Insurance Corp. to deplete a reserve fund that shrank 40 percent this year."
Of course the Treasury would bail them out if necessary, but for now the FDIC is conficent they do not need a hand:
"The agency doesn’t expect to use the Treasury line, FDIC Chairman Sheila Bair said in a news conference releasing the data.
“The FDIC has ample resources to continue protecting insured depositors as we have for the last 75 years,” Bair said.
The $10.4 billion insurance fund balance reflects its net worth and doesn’t include an additional $32 billion the agency has set aside to cover losses from anticipated bank failures, according to agency data."