Hat's off to the Hildebrandts. A good case study for personal finance!
Yahoo! Finance - Business Finance, Stock Market, Quotes, News: "Five years ago, the Hildebrandt family of New Richmond, Wis., was juggling more than $100,000 in credit card and personal debt. Through frugality, determination and hard work, they are now -- other than a mortgage -- debt-free."
The secret? Hard work, will power, and living a bit below previous lifestyle. Well done.