There are no easy answers here:
"Can access to financial services, formal and informal help the poorest earn a living, grow their businesses and create new jobs, thereby pulling whole communities out of poverty? When the aim is to create jobs then what is more effective, lending to the very smallest businesses, often referred to as microenterprises, or lending to the slightly larger businesses commonly called Small and Medium Enterprises (SMEs), who are likely to create jobs?
How can savings represent a route out of poverty? Is anyone too poor to save? Why have savings been so overlooked and what does saving-focussed microfinance look like?"
'via Blog this'
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