Dilbert on Finance-seriously.

The Motley Fool reports the following: 9 Things You Should Do Instead of Buying Stocks: "

Most know Scott Adams only as the creator of Dilbert. But ....Adams' passion for personal finance is matched only by his utter disdain for [individual] stocks. That's right, this keen observer of business and management trends believes that most people, himself included, cannot beat the market buying individual stocks -- especially when the companies behind those stocks are run by drunken chimpanzees.

Adams has nine steps that he says, when performed in order, can help you to generate -- and protect -- your wealth.....:

1. Make a will.
2. Pay off your credit cards.
3. Get term life insurance if you have a family to support.
4. Fund your 401(k) to the maximum.
5. Fund your IRA to the maximum.
6. Buy a house if you want to live in a house and can afford it.
7. Put six months' worth of expenses in a money market account.
8. Take whatever money is left over and invest 70% in a stock index fund and 30% in a bond fund through any discount broker, and never touch it until retirement.
9. If any of this confuses you, or if you have something special going on (retirement, college planning, tax issues), hire a fee-based financial planner."

Good advice.

In a full disclosure type of thing, Dilbert is often the last thing I read before falling to sleep or the first thing I wake up to in the morning, so I might be biased...lol...but come on Dilbert and finance has to be a hit!